10 Things Successful People Do To Maximize Their Time

By Casey Imafidon

Successful people are great at making the most of their time. They understand that their time is equivalent to whatever money that can be made in that time. They are clear and focused on such time usage, and this requires some mental toughness. I hope you can maximize your time and become more successful at getting more done. Here are 10 things successful people do to maximize their time.
1. They delegate

Successful people know that they are not the best at everything. So they find people that are smarter and more efficient to do tasks they are not the best at. They leverage the knowledge and the abilities of these persons and get more out of their time.
2. They break down their goals

Having a mighty wall to climb over may lead to procrastination and frustration. Successful people know this. That is why they break down their goals into chunks that can be achieved in the shortest span of time. They believe in consistency and working regularly to make the most of their time and attaining big goals.
3. They prioritize

Some things are urgent yet not important. Some are important and not urgent. They make a balance with the tasks before them as to ascertain what is urgent and important and deserves their immediate attention. With this they can determine actionable results.
4. They de-clutter their lives

According to Pareto’s principle, only 20 percent of our actions drive 80 percent of the positive results in our lives. The other 80 percent of our actions only produce 20 percent of results. Successful people know that a lot of time can be wasted in small talk, having no plan or not following a plan. They focus on 20 percent actions that will produce 80 percent results while they either eliminate or delegate the other 80 percent that offers 20 percent results.
5. They make a self-assessment of their time

Successful people, unlike unsuccessful people, keep themselves accountable for how they use time. They make a self examination in written journals to identify the time wasters in their lives. They identify areas, like spending too much time social media, as time wasting activities and do well to be more accountable on how such time is spent.
6. They catch up on time

There is always some free time they can accumulate and take advantage of. Time spent in traffic could also be spent listening to an insightful audio CD or connecting with a client. They attack any window of opportunity to get more of their time.
7. They create a ritual

Successful people are plugged in on habits and schedules that are fixed. Such routines do not exceed the time limit allotted to them. For example, if it will take them 15 minutes to eat every morning, they stick to this routine and do not exceed it.
8. They plan their days

Nothing precise, concise and effective can be done without strategic planning. Successful people are organized and do well to plan their days beforehand. Being busy is not the same as productive and being busy could cripple your health. This is why successful people ensure their days are well planned to be more productive and effective.
9. They are motivated

They direct their energies and resources to things they are passionate about. It is difficult to flaw someone who combines skill and passion. Energy and time spent on passionate pursuits offer the best use of time.
10. They focus on one activity at a time

Some people think they make the most of their time by multitasking. Successful people understand that multitasking is a waste of time. According to a report, humans are not designed to multitask. It is best to increase your efficiency and performance to focus on a task and finish it properly before going on to the next one.


5-Minute Ways to Save Money in 2015

U.S.News & World Report
By Jon Lal | U.S.News & World Report – Thu, Jan 15, 2015 10:27 PM PHT

After the clock strikes midnight on New Year’s Eve, it’s easy to get swept up in the ritual of making resolutions. The year stretches out before you like a clean slate, making anything seem possible. But when the party dies down and it comes time to get started on your new healthy, frugal or charitable goals, actually doing so might seem easier said than done.
If one of your resolutions this year is to save money, spend less or start contributing to a new fund, don’t get overwhelmed by thinking you bit off more than you can chew. Make a number of small changes in your life and you’ll be surprised to see a big impact by the end of the year. Then you can take your saved cash and put it towards a bigger goal.
Make it easier on yourself. Here are things you can do to save money this year that take five minutes or less:
Evaluate your budget once a month.
Take five minutes once a month and evaluate your spending. Make sure every expense on your list is something you are actively using or consider valuable. Automatic payments for gym memberships, music or movie streaming and other services you might have forgotten about can add up quickly. By doing a quick sweep of your expenses, you can eliminate some of these costs throughout the year.
Keep your credit cards at home.
Maintaining a few credit cards and accounts is important for a healthy credit score. However, if you always have your credit cards within arm’s reach it can be way too easy to rack up a high balance. Unless you know you are making a specific purchase or need it for emergencies, leave the credit cards at home most days and rely on your debit card or even better, cash.
Stick to your own ATM.
When you do need cash, try to exclusively use your bank’s ATM. Plan ahead so that you’re able to withdraw cash (even if it takes five extra minutes), and you’ll avoid steep fees as well as potential charges from your own bank.
Prep for the grocery store.
Take five minutes to prepare before you head out on your grocery shopping trip. Make a list of everything you need (and take note of those things you already have, so you don’t double up). Then search for any coupons you have around the house, as well as on your favorite coupon website. You can easily search by brand and print specific coupons, or look at your grocery store’s circular online to see what is on sale that week. It only takes five minutes, but you’ll walk in much more prepared and less likely to stray from your shopping list.
Sign up for a cash back and coupon website.
It takes less than five minutes to sign up for a free coupon and cash back website, and if you’re an online shopper this can add up to big savings. Always look for a coupon code before you buy anything online, and click through the cash back site first to earn back a percentage of your total. Bonus if you can stack these rewards together!
Sign up for a free budgeting tool.
If keeping a budget or managing a spreadsheet doesn’t come naturally to you, there are plenty of free tools that make budgeting a breeze. Mint.com is one website that will keep track of all your accounts and assets in one place. You can easily set up a detailed budget and receive alerts when bills are coming due or your spending in a certain category is nearing its limit.
Get a library card.
Many libraries still offer free membership to give you access to thousands of books, magazines and movies. Head into your local library and sign up for a card and you’ll have instant access to unlimited resources. If you prefer to read your books electronically, you can rent eBooks at the library too. Don’t forget to check out the movies — though you might have to join a waiting list for new releases, this is a much cheaper alternative to subscription services or DVD rentals.
Jon Lal is the founder and CEO of coupons and cash back website BeFrugal.com, which saves shoppers an average of $27 per order thanks to coupons plus an average of 7 percent cash back at more than 4,000 stores.


11 Painful Things


Good Morning!


Don’t stop